Dual pricing
Card fees climb every year and merchants absorb the increase. Our Dual Pricing Program gives your customers a cash price and a card price, and takes your processing cost to zero — without raising what you charge.
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Veteran owned · Merchant services
You built your business on your own terms. Accepting payments should work the same way — on your terms, at a price you can see.
We're an independent merchant services provider, run by people who spent their careers being held to a standard. Fair, honest, competitive — and accountable when it counts.
Sounds like everyone else's pitch? Fair. So here's what we put in writing:
What we do
Three ways to take cards. One team that will tell you honestly which one fits.
Card fees climb every year and merchants absorb the increase. Our Dual Pricing Program gives your customers a cash price and a card price, and takes your processing cost to zero — without raising what you charge.
Learn morePrefer a conventional rate structure? We'll price it tight, publish every line item, and review the statement with you on a schedule instead of waiting for you to catch an increase.
Learn moreIf you accept corporate, purchasing or government cards, passing richer transaction data drops you into a lower interchange tier. Same sale, materially lower cost.
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How you sell keeps changing, so the equipment behind the counter has to keep up. We deploy hardware and software that is current, supported, and chosen for your operation rather than whatever we happen to have in the warehouse.
Payments are one piece. The rest of the stack — working capital, recurring billing, check guarantee, gift and loyalty — should fit together without four vendors and four support numbers.
How we operate
Every provider says they are different. These are the three you can hold us to from the first call.
Accessible, approachable, and we follow through. When something breaks you get a person who can fix it, not a ticket number and a callback window.
Every time — including when the honest answer is that your current deal is already good and you should keep it. Education over sales pressure.
Bigger is not better. The heart of our business is your business, and we would rather serve fewer merchants properly than process you to death.
We were handing over close to two thousand dollars a month just to accept cards. They walked me through my own statement, showed me exactly where it was going, and switched us over in a week. That money goes to my staff now.
Marcus R.Owner, family restaurant — Norcross, GA
Send us a recent statement. We'll read it line by line and tell you straight whether we can beat it — no obligation either way.
Special Ops Payments is a full-service merchant services ISO (Independent Sales Organization) and a leader in the payments industry. We were among the first in the country to run a Visa/Mastercard-approved Dual Pricing Program, and we are proud to help business owners fight back against credit card processing fees that climb every single year. Founded and staffed by veterans of the special operations community — we hold ourselves to the standard we were trained to.